Terms of Use
Last Updated May 4, 2026

These Terms of Use (“Terms”) govern your access to and use of the websites, applications, platforms, software, products, and services operated by UgenticAI, Inc., including its subsidiaries, affiliates, divisions, business units, parent companies, partners, investment entities, and related brands (collectively, “UgenticAI,” “we,” “us,” or “our”). By accessing or using any UgenticAI service, platform, or website (collectively, the “Services”), you agree to these Terms. If you do not agree, do not access or use the Services.

1. Eligibility & Account Requirements

1.1 Age Requirements. You must be at least 13 years old to use the Services.

Certain products (e.g., investments, financial tools) may require you to be 18+ or of legal age in your jurisdiction.

1.2 Registration Information. You agree to provide accurate and complete information when creating an account and to keep your information current.

1.3 Account Security. You are responsible for maintaining the confidentiality of your login credentials and for any activity occurring under your account.

2. Description of Services. UgenticAI provides a suite of AI-driven, data-driven, compliance, automation, and business tools, which may include:

1. AI-generated text, media, insights, analytics, or recommendations
2. Investment and financial compliance-related tools
3. Due diligence and research tools
4. Autonomous operations and productivity platforms
5. Data processing or business intelligence services
6. Professional dashboards, reports, models, and automations

Services may vary by region, regulatory restrictions, or user credentials.

3. AI-Generated Content & Disclaimers

3.1 AI Limitations. Our systems use machine learning and other AI technologies that may produce inaccurate, incomplete, or outdated information. UgenticAI does not guarantee factual accuracy, completeness, or suitability of AI outputs.

3.2 No Professional Advice. Unless explicitly stated in a specific product agreement:

1. No legal advice
2. No financial or investment advice
3. No tax advice
4. No medical or other regulated advice

AI outputs must not be used as the sole basis for decisions.

4. User Responsibilities. By using the Services, you agree NOT to:

1. Violate any applicable law
2. Reverse-engineer or scrape our systems
3. Attempt unauthorized access
4. Use Services to harm, exploit, or deceive
5. Upload malicious code
6. Interfere with platform functionality
7. Train competing AI models using our content, models, or outputs
8. Use Services for dangerous, illegal, or abusive purposes

See the Acceptable Use Policy for detailed obligations.

4.1 User Content, Conduct, and Account Responsibility. You are solely responsible for:

1. all content, data, files, prompts, text, images, media, or materials (“User Content”) you upload, submit, input, or generate using the Services;
2. all activity that occurs under your account, including activity conducted by anyone using your login credentials;
3. ensuring you have all necessary rights and permissions to provide User Content to UgenticAI;
4. compliance with all applicable laws when using the Services or transmitting User Content;
5. any consequences arising from your use of AI-generated outputs.

UgenticAI is not responsible for any loss, misuse, or unauthorized access caused by your failure to secure your account credentials.

4.2 Third-Party Account Connections. Certain UgenticAI Services allow you to connect or authenticate through third-party platforms—such as Google, Facebook/Meta, LinkedIn, Twitter/X, TikTok, Instagram, YouTube, or other social media or identity providers (“Connected Accounts”).

By connecting a Connected Account, you:

1. Authorize UgenticAI to access data made available through that platform’s API under the permissions you approve.
2. Understand that data retrieved may include profile information, email addresses, public content, analytics data, audience insights, activity metrics, and/or other categories listed in our Privacy Policy.
3. Acknowledge that data access is governed by both these Terms and the terms of the third-party provider.
4. Represent that you have the right and authority to grant UgenticAI access to that account.

You may revoke access to any Connected Account at any time as described in the Privacy Policy.

4.3 Revocation of Access to Connected Accounts. You may disconnect a Connected Account by:

1. visiting the account settings of the applicable third-party platform (e.g., LinkedIn, Google, Meta), and
2. removing UgenticAI from the list of authorized integrations or apps.

Revoking authorization may limit or disable some UgenticAI functionality. Additional deletion procedures and timelines are described in our Privacy Policy.

5. Intellectual Property

5.1 Ownership. All content, models, software, AI outputs, code, trademarks, and materials are owned by UgenticAI or its licensors.

5.2 Limited License to You. We grant you a non-exclusive, non-transferable, revocable license to access and use the Services.

5.3 User Content. You retain ownership of your uploaded data and grant UgenticAI a license to store, process, analyze, transform, modify, or use it to operate the Services and improve functionality, unless otherwise restricted by an enterprise agreement or DPA.

See the AI Use & Safety Policy and Privacy Policy for detailed data restrictions.

6. Subscriptions, Billing & Payment Terms

6.1 Paid Services. Some Services require payment or a subscription plan.

6.2 Auto-Renewal. Subscriptions automatically renew unless you cancel according to our Cancellation & Refund Policy.

6.3 Taxes. You are responsible for any applicable taxes.

6.4 No Refunds Except as Stated. Refund rules are defined in the separate Cancellation & Refund Policy.

7. Third-Party Services. We may integrate or rely on third-party services, processors, hosting providers, payment processors, or data sources. UgenticAI is not responsible for third-party terms, accuracy, or conduct.

8. Termination. We may suspend or terminate access to the Services at any time, including for violations of these Terms or the Acceptable Use Policy. You may stop using the Services at any time. Sections that reasonably should survive termination (e.g., IP rights, disclaimers, limitations of liability) will survive.

9. DMCA, Copyright, and Content Removal. UgenticAI complies with the Digital Millennium Copyright Act (DMCA).

See our DMCA Policy for takedown and counter-notice procedures.

10. Disclaimers

10.1 “AS IS” and “AS AVAILABLE”. Services are provided without warranties of any kind.

10.2 No Guarantee of Availability. We do not warrant that the Services will be:

1. Error-free
2. Uninterrupted
3. Secure
4. Compatible with all devices or systems

11. Limitation of Liability. To the fullest extent permitted by law:

1. UgenticAI is not liable for indirect, incidental, consequential, punitive, or special damages.
2. Our total liability is limited to the amount you paid for Services in the prior 12 months (or $100 if none).

Some jurisdictions do not allow these limits, so they may not apply to all users.

12. Indemnification. You agree to indemnify and hold harmless UgenticAI from claims arising out of:

1. Your use of the Services
2. Your breach of these Terms
3. Your violation of law
4. Content you upload or provide

13. Governing Law, Arbitration & Class Action Waiver

13.1 Governing Law. These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

13.2 Binding Arbitration. Any dispute will be resolved through binding arbitration administered by the American Arbitration Association (AAA).

13.3 Class Action Waiver. You agree not to:

1. Participate in a class action
2. Serve as a class representative
3. Join collective actions

14. Changes to the Terms. We may update these Terms. The “Last Updated” date reflects the latest version.Your continued use of the Services constitutes acceptance of the updated Terms.